Tag Archives: Phillip J Cannella III
Phil Cannella Praises The Power Of Interest
Phil Cannella And Joann Small Host The Crash Proof Retirement Show On last Sunday’s edition of The Crash Proof Retirement Show, co-hosts Phil Cannella and Joann Small focused on the most powerful tool in the financial industry—interest. Albert Einstein once said that “Compound interest is the 8th wonder of the world. He who understands it, earns it. He who doesn’t… pays it.” That’s why Phil Cannella implores people in or near retirement to immerse their nest eggs in financial vehicles immune to market downturns. The Read More +
Phil Cannella Explains The Importance Of Fiduciary Responsibility
Phil Cannella educates hundreds of Philadelphia-area retirees each week at Crash Proof Retirement educational events. Phil Cannella arms attendees with truth backed up by statistics, charts and taped interviews with some of the most important financial authorities in the United States. But perhaps the most important thing Phil Cannella does at these events is to ask attendees one simple question: “Have you ever heard of a fiduciary responsibility?” Over the year, Phil Cannella has found that many people do not understand the concept of fiduciary Read More +
Phil Cannella Conquers Online Attacks
Phil Cannella’s career has been dedicated to helping the ‘little guy’ in the form of American retirees, attempting to guard their nest eggs from the volatility and corruption of Wall Street. But it wasn’t long ago that Phil found himself attacked by an anonymous group of online competitors, attempting to undo his decades of work. For almost forty years now Phil Cannella has been a senior advocate working with seniors and those in and approaching retirement to shield them from unexpected life tragedies that can Read More +
Phil Cannella, Leading Consumer Advocate
Phil Cannella built a platform of truth, logic, and consumer advocacy to help First Senior Financial Group to protect the nest eggs of over 4,000 area consumers. He explained his methods and motivations on last weekend’s Crash Proof Retirement Show. “When you look back, when you first started working with people in retirement—would you have envisioned being here today, almost 40 years later?” Joann Small asked Phil Cannella. “I was only 21 years old when I started,” Cannella remembered. “Do any of us really know Read More +
Phil Cannella’s Crash Proof Retirement System: Joann Mattia
Phil Cannella Educates Consumers After Market Crash Phil Cannella has implemented his trademarked Crash Proof Retirement System for thousands of consumers across the region. The System was designed to provide safe alternatives to the volatility and fees of Wall Street. One of the most recent success stories belong to Joann Mattia, a marketing manager from Downingtown, Pa. Joann’s retirement dreams were curtailed by the market crash of 2008. A significant portion of her savings were wiped out when the major stock market indices lost more Read More +
Phil Cannella Explains The Lack Of Safety In Bonds
Phil Cannella Knows The Truth Behind Corporate Bankruptcies Phil Cannella has fought a battle against the powers on Wall Street for many years, and in that time he’s seen some questionable practices. But the rash of bankrupcies that followed the great Recession took things to a new level. Bankruptcies have ruined the savings, the nest eggs, and the lives of millions of Americans. That’s why Phil Cannella finds it so appalling that declaring bankruptcy has become an accepted practice—almost a strategy—among major U.S. corporations. “You realize,” Phil Read More +
Phil Cannella Testimonial: Doug and Eileen Flor
When Doug and Eileen Flor first met Phil Cannella in 2010, they were wary of investing in the unpredictability of Wall Street. Today, they each enjoy a secure Crash Proof Retirement, complete with guarantees and peace of mind. Doug Flor is retired from Exelon Power Company, while his wife Eileen works part-time as a school teacher. Their journey to a Crash Proof Retirement begins five years ago, when Doug attended an educational event at Spring Mill Manor in Ivyland, Pa. Back in 2010, Doug was Read More +
Phil Cannella Popularizes The Statement Of Additional Information
Wall Street’s Best-Kept Secret Phil Cannella educates people in or near retirement about the little secrets that permeate Wall Street. One of his favorite things to reveal is the infamous Statement of Additional Information! But even Phil Cannella has to admit that Wall Street’s done a great job of keeping that secret—so great, in fact, that most financial advisors don’t even know the Statement of Additional Information exists! “We’ve all heard about the Book of Prospectus—because we all read it cover to cover!” Phil Cannella Read More +
Phil Cannella Educates Retirees On The Crash Proof Retirement Show
Phil Cannella founded The Crash Proof Retirement Show with the stated purpose of educating consumers in or near retirement. This past weekend, Phil and co-host Joann Small did just that in their opening segment of the show. Phil and Joann accomplish their educational goals not only through The Crash Proof Retirement Show, but through educational events around the Philadelphia region and by hosting consumers each and every day at their headquarters in King of Prussia, Pa. This week, Phil Cannella highlighted the three things that Read More +
Phil Cannella Urges Proper Planning for Retirement – Phil Cannella Media
Phil Cannella says to make this journey Phil Cannella – Phillip Cannella Media: Phil Cannella says that in order to make this journey through retirement you have to plan for it. Would you do a trip through the Amazon Rainforest without a plan? Would you make a trip up Mt. Everest without a plan? Even less exotic trips, perhaps to Europe or even within the United States still require some sort of plan such as how you will get to your destination, and before that what Read More +
Phil Cannella Says Retirement is When the Real Journey Begins – Phil Cannella Blog
Phil Cannella stresses how to plan Phil Cannella – Phillip Cannella Blog: Phil Cannella stresses that you have to have a plan, a guide to take you through your retirement, financial speaking. This is why Phil Cannella makes such a great effort to educate those who come to see him on what they can and should expect as they begin this brand new journey. Phil Cannella takes a good look As Phil Cannella points out: “Many American retirees think exactly that at the end of their Read More +
Phil Cannella Talks About The Harvest Years of One’s Life – Phil Cannella News
Phil Cannella likes the retirement phase Phil Cannella – Phillip Cannella News: Phil Cannella likes the retirement phase of one’s life to one’s harvest years. But what does Phil Cannella mean by that exactly? Well, imagine if you’ve been working hard all year to grow your crops, to prevent insects or some other pestilence destroying your crop and at last it is time to harvest. You go out and gather the crops and can now sell them and hopefully make some good money. The fruits of Read More +
Phil Cannella Digs Deeper Into The Purpose of the Accumulation – Phil Cannella Media
Phil Cannella and a scientist Phil Cannella – Phillip Cannella Media: Phil Cannella looks at retirement and your financial future much like a scientist might examine a test tube. Only when breaking life down into its parts and examining the parts can one make a sound conclusion for which action can then be dictated. Phil Cannella developed Crash Proof Retirement Phil Cannella, in looking at retirement took a step back and took a good hard look at the earlier phase of one’s life, the accumulation phase. Read More +
Phil Cannella Examines the Financial Journey of Life – Phil Cannella Blog
Phil Cannella and two major phases Phil Cannella – Phillip Cannella Blog: Phil Cannella looks at life in terms of two major phases. The first phase he explains is the Accumulation phase, the second is the Retirement Phase. Let’s break these down a little and see if we can get a little better explanation as to what these are. Phil Cannella stresses these words According to Phil Cannella: “The first half of your financial journey is the Accumulation Phase. And the second half, well that’s the Read More +
Phil Cannella And the Two Parts of The Retirement Game – Phil Cannella News
Phil Cannella makes great analogies Phil Cannella – Phillip Cannella News: Phil Cannella makes a great analogy between retirement and a game. In a game, you don’t win until the end. No matter the score at half-time, you have to keep going until the final whistle to be sure of success. Phil Cannella, the first part is the Accumulation Phase According to Phil Cannella, “In many ways, holding on to this common notion, ‘I did it! I made it! I’m done!’ can be very dangerous to Read More +
Phil Cannella Shows Us How To Create The Retirement Dream – Phil Cannella Media
Phil Cannella shows we can achieve Phil Cannella – Phillip Cannella News: Phil Cannella strives to show us that we can achieve the retirement we have so long dreamed of. While it may see like a very distant and unattainable goal, Phil Cannella looks upon retirement as something one can attain and one can enjoy if you properly plan for it. Phil Cannella says retirement signals beginning phase Phil Cannella says: “Much like the journey up a mountain and back down, retirement signals the beginning of Read More +
Phil Cannella On The Retirement Phase of Life – Phil Cannella Blog
Phil Cannella identifies the difference Phil Cannella – Phillip Cannella News: Phil Cannella identifies the difference between the retirement phase of one’s life and the accumulation phase of one’s life. You see, according to Phil Cannella during your working years you have the ability to make a living and if you lose money for various reasons including losses in the stock market, you still have your life ahead of you to make up what you lost. Phil Cannella points out However, as Phil Cannella points out, when Read More +
Phil Cannella Tells us a Life Lesson About Mount Everest – Phil Cannella News
Phil Cannella makes astute observation Phil Cannella – Phillip Cannella News: Phil Cannella makes a very astute observation about life when hearing people exclaim: “I did it” when accomplishing a task of some sort. This all comes back to “cycles” a subject Phil Cannella talks much of. Phil Cannella makes an analogy of Mt. Evererst Phil Cannella makes an analogy of 10 climbers climbing Mt. Evererst and exclaiming “I did it” when reaching the top and being filled with joy. Yet reaching the top of Mt. Read More +
Phil Cannella Says That Retirement is a New Phase of Life – Phil Cannella Media
Phil Cannella retirement beginning of cycle Phil Cannella – Phillip Cannella Media: Phil Cannella doesn’t look upon retirement as an end of cycle but rather a beginning of a brand new cycle. While to some one could say that retirement signifies an approaching of the end of life, Phil Cannella looks at it as the beginning of a brand new aspect of life. Phil Cannella in his own words In Phil Cannella’s own words: “While my grandpop and many others like him in this great country Read More +
Phil Cannella Observes The Exorbitant Expenses of Nursing Home Care – Phil Cannella Blog
Phil Cannella witnessed effects of nursing home stays Phil Cannella – Phillip Cannella Blog: Phil Cannella witnessed first hand the devastating effects a nursing home stay can have on a family. Stays is a nursing home can be pretty expensive and if one is not prepared for it the costs can wipe out the savings of a family and leave the family in times of great hardship. This is exactly what happened to Phil Cannella at an early age in his life when his grandpa went Read More +
Phil Cannella’s Formative Years – Phil Cannella News
Phil Cannella did not have wealth Phil Cannella – Phillip Cannella News: Phil Cannella did not have the luxury of financial wealth even remotely as a child or young adult to be able to complete his education before he was thrown into the world to start making a living. Phil Cannella was cast into the world When his grandpop went into a nursing home and the family’s savings were being rapidly depleted and his dad was working 3 jobs to help pay the bills, young Phil Read More +
Phil Cannella’s First Hand View of Aging – Phil Cannella Media
Phil Cannella’s experience when young Phil Cannella – Phillip Cannella Media: Phil Cannella experienced at an early age something many of us hope we will never have to endure: one’s parents or grandparents life savings whittling away as they pay the expenses of a nursing home. It was in fact moments like this that gave Phil Cannella the impetus to set his career on its path to success. Phil Cannella shares thoughts and feelings Phil Cannella shares his thoughts and feelings with these memorable words: “Life Read More +
Phil Cannella Fondly Remembers the Day His Grandpa Retired – Phil Cannella Blog
Phil Cannella and his good fortune Phil Cannella – Phillip Cannella Blog: Phil Cannella has had the good fortune of seeing what life is like from all aspects. Many of us might take much for granted. College was paid for us, we attended private school, we had a nice house perhaps with a swimming pool in the back when a child, etc. Phil Cannella fondly remembers Phil Cannella did not have these niceties when growing up. His parents moved in with all his siblings into his Read More +
Phil Cannella Endured the Hardships of Life – Phil Cannella News
Phil Cannella Has been from the bottom up. Phil Cannella – Phillip Cannella News: Phil Cannella has seen life from the bottom up. Growing up in a family that had a had time making ends meet, Phil Cannella learned that it was hard work and your sleeves rolled up that gave you the means to survive. While some may be blessed with riches of their parents, factually Phil Cannella was blessed with seeing and learning the true and real lessons of life that aided his survival. Read More +
Phil Cannella Reviews – Phil Cannella Gives You a Glimpse of His Life – Phil Cannella Reviews
Phil Cannella Reviews & Complaints Phil Cannella Reviews: Phil Cannella endured some hardships on the way to becoming what he is today. You could say that Phil Cannella lived life through thick and thin and learned real lessons of life and survival at a really early age. Lessons that served to give him a platform he was able to use later on to guide his career. Phil Cannella Complaints & Reviews In Phil Cannella’s own words: “In the early 1960s, I was seven years old and Read More +
Phil Cannella Reviews – Phil Cannella Strives to Pave the Retirement Superhighway for You – Phil Cannella Reviews
Phil Cannella Reviews & Complaints Phil Cannella in his objective of providing a means for every American retiree to live out the American dream wants to put a superhighway in place that anyone can traverse at their own speed, with the vehicles they choose to attain the objectives of their retirement journey. Phil Cannella Complaints & Reviews To quote Phil Cannella: “Learn from the successes and misfortunes [of others] and empower yourself to drive down that retirement superhighway with peace of mind by avoiding the Read More +
Phil Cannella Reviews – Phil Cannella Addresses the Retirement Cycle of Life – Phil Cannella Reviews
Phil Cannella Reviews & Complaints Phil Cannella Reviews: Phil Cannella gives prudent advice regarding retirement. He says: “Retirement is a new cycle of your life, so doesn’t it make sense that your nest egg would enter a new cycle as well? Phil Cannella Complaints & Reviews Phil Cannella looks at life’s cycles and has examined them in many ways and sheds light from a philosophic angle to give life meaning beyond what might be seen with the naked eye. Phil Cannella explains that as you enter Read More +
Phil Cannella Reviews – Phil Cannella Examines the Cycle of the Economy – Phil Cannella Reviews
Phil Cannella Reviews & Complaints Phil Cannella Reviews: Phil Cannella compares the cycle of the economy to the cycle of life. Phil Cannella explains the cycle of life as a cycle of Spring – a beginning, through summer, fall and winter – an end. And then the cycle begins again. Phil Cannella Complaints & Reviews Phil Cannella says the economy is much the same except that the economy when it goes through it down part of the cycle can wipe out much of the fortune of Read More +
Phil Cannella Reviews – Phil Cannella Gives People Hope – Phil Cannella Reviews
Phil Cannella Reviews & Complaints Phil Cannella Reviews: Phil Cannella says that giving people hope is one of the most valuable things you can do for people. This is what Phil Cannella says: “There is not a better feeling in this life than to give someone hope, whether it be spiritual or financial.” Phil Cannella Complaints & Reviews Phil Cannella has given many both spiritual hope as well as financial hope. We see the spiritual hope extend to his donations to the Children’s Hospital of Philadelphia Read More +
Phil Cannella Reviews – Phil Cannella Examines Spirituality – Phil Cannella Reviews
Phil Cannella Reviews & Complaints Phil Cannella Reviews: Phil Cannella, unlike some or his peers, doesn’t look upon those consumers who come through his system as just another cog in the wheel of life. Phil Cannella looks at each consumer as their own person, another individual he can often solutions to. Phil Cannella Complaints & Reviews To give you another insight into what makes Phil Cannella so uniquely different we can take a look at some deep concepts of his: “I often counsel terminally ill seniors Read More +
Phil Cannella Reviews – Phil Cannella’s Philosophy – Phil Cannella Reviews
Phil Cannella Reviews & Complaints Phil Cannella Reviews: Phil Cannella wants us to look at life as a cycle. We can compare this to many of the writing of the ancients who have defined the cycle of birth to death in various was. Phil Cannella, not to compare him to these people, but he has his own interesting and certainly very philosophic views to life which are worth considering. Phil Cannella Complaints & Reviews Life is a cycle says Phil Cannella. It grows and changes much Read More +
Phil Cannella Complaints – Phil Cannella on the Cycle of Life – Phil Cannella Complaints
Phil Cannella Complaints & Reviews Phil Cannella Complaints: Phil Cannella has some more deep philosophic messages on life. Perhaps this goes with his name which spells the first 4 letters of “philosophy.” Phil Cannella Reviews & Complaints According to Phil Cannella there is a distinct cycle of life. It goes like this: “It could be said that all of life is a cycle. There’s the endless flow of the four seasons. New life emerges at springtime, representing a new beginning, like the birth of a child. Read More +
Phil Cannella Complaints – Phil Cannella Asks if You Have a Qualified Retirement Advisor – Phil Cannella Complaints
Phil Cannella Complaints & Reviews Phil Cannella makes a good point that you need the right retirement advisor to guide you through retirement. Phil Cannella is not insisting you use him or his services. Phil Cannella is simply making the point that you need to determine if you have the right person for the job. Phil Cannella Reviews & Complaints In Phil Cannella’s words: “After enduring a hectic drive through downtown traffic, you‘ve made it to the wide expanse of the retirement superhighway. But you Read More +
Phil Cannella Complaints – Phil Cannella Wants To Help You Create Your Legacy – Phil Cannella Complaints
Phil Cannella Complaints & Reviews Phil Cannella has your legacy in mind when working with you to crash proof your retirement. For Phil Cannella it is about achieving your goals. Every man is unique just as every woman is too. Phil Cannella is working to empower you with the knowledge to define your dreams and help you achieve and accomplish those dreams. Phil Cannella Reviews & Complaints For Phil Cannella the way he does that is by his methods of bringing truth to the American Read More +
Phil Cannella Complaints – Phil Cannella on Asset Preservation – Phil Cannella Complaints
Phil Cannella Complaints & Reviews Phil Cannella Complaints: Phil Cannella is deeply concerned that every American retiree can preserve and protect their assets against market crashes. Phil Cannella doesn’t want to see a retiree impoverished because of some on the unprincipled people on Wall Street. Phil Cannella Reviews & Complaints To quote Phil Cannella: “So, realize that the numbers on your bank statements – your asset values – are moments of your life that you have surrendered. By discovering how to preserve your assets, you will Read More +
Phil Cannella Complaints – Phil Cannella Offers More Philosophic Concepts – Phil Cannella Complaints
Phil Cannella Complaints & Reviews Phil Cannella Complaints: Phil Cannella has some very deep philosophic ideas about life and business. It is these concepts that he used to build his business, First Senior Financial Group and devise the crash proof retirement system. To quote Phil Cannella: “The moments of your life have a price tag. An opportunity cost is attached to every action, meaning you had to give something up to get something in return. What did you give up? First, you sacrificed by getting up Read More +
Phil Cannella Wants to Make Your Retirement Dreams Come True – Phil Cannella News
Phil Cannella working tirelessly Phil Cannella – Phillip Cannella News: Phil Cannella, through the course of his system, is working tirelessly to help you achieve your personal retirement goals. In Phil Cannella’s own words: “The old adage is 100% true: time equals money. No matter your age or how long you’ve been retired, you’ve worked and waited a lifetime to get to the point where you could rely on a steady stream of retirement income. And more importantly, you expect it to be there when you want Read More +
Phil Cannella Delivers Another Impactful Philosophy – Phil Cannella Media
Phil Cannella has interesting views Phil Cannella – Phillip Cannella Media: Phil Cannella has some very interesting views on life and it is these views that really differentiate him from the run of the mill financial advisor. For Phil Cannella it is not about a “job” or just doing something to make some money, for him it is a mission, a drive to help his fellow man in every way he can. Phil Cannella and his mission Outside of Phil Cannella’s working life, he has made Read More +
Phil Cannella Says What Sets Him Apart From His Competitors – Phil Cannella Blog
Phil Cannella is one of the most successful Phil Cannella – Phillip Cannella Blog: Phil Cannella is one of the most successful financial advisors in the nation. And when we talk about “successful” we don’t just mean in terms of financial success for himself personally, but success in terms of how many people Phil Cannella has helped, how many lives he has changed for the better, how many hearts he has touched. For Phil Cannella it is not about a job to make money it is Read More +
Phil Cannella Discusses the Advances in Medical Science – Phil Cannella News
Phil Cannella explains retirement landscape Phil Cannella – Phillip Cannella News: Phil Cannella explains that the retirement landscape has markedly changed over the last 100 years and even more so over the last 20 – 30 years. A brief look at history tells us that hundreds of years ago people rarely lived beyond the age of 30 or 40. For various reasons such as disease, hygiene, lack of protection against the elements, the lifespan of man was so much shorter than it is today. Even fifty Read More +
Phil Cannella Talks About Ongoing Fees – Phil Cannella Blog
Phil Cannella speaks vocally Phil Cannella – Phillip Cannella Blog: Phil Cannella speaks quite vocally about the ongoing fees that brokers make off of the unsuspecting investor. You see there are different types of investment vehicles and Phil Cannella separates them into two distinct classes. Phil Cannella financial vehicles This is further explained by Phil Cannella as follows, “As a retired person, you have two types of financial vehicles available to you. Once you understand them both, it will be clear which one you want. Broker-driven financial Read More +
Phil Cannella Comments on the U.S. Economy – Phil Cannella News
Phil Cannella radio show Phil Cannella – Phillip Cannella News: Phil Cannella regularly features prominent personalities on his radio show. Including one recent well known economic forecaster Harry Dent, who by is the author of New York Times’ Bestseller, The Great Depression Ahead, published in 2009. Harry Dent predicted the market crash of 2008 and he predicts that another one is expected to occur between 2014 and 2015. Phil Cannella and Harry Dent Both Harry Dent and Phil Cannella share the view that the markets have Read More +
Phil Cannella Answers the Question “What is a Crash Proof Retirement?” – Phil Cannella Media
Phil Cannella – Phillip Cannella Media: Phil Cannella recognized, in the wake of the last two major stock market crashes of the 21st century, that the industry was in the need of a system that could protect the wealth of senior citizens so that they could truly enjoy their golden years as they always wished they could. To this end, Phil Cannella explored the options available for seniors and devised a system that does exactly that. As Phil Cannella explains, Crash Proof Retirement™ is a new Read More +
Phil Cannella Says Mitigate Your Portfolio Risk – Phil Cannella Blog
Phil Cannella – Phillip Cannella Blog: Phil Cannella says that there is a very basic formula you can follow in order to mitigate risk in your portfolio. As Phil Cannella explains, it will not Crash Proof your investment accounts completely but it will reduce your exposure to risk for sure. The formula is popularly known as the rule of 100. As Phil Cannella explains it the formula goes like this: “100 – YOUR CURRENT AGE = % OF RECOMMENDED RISK. According to the rule, at 80 Read More +
Phil Cannella Hits Out at Variable Annuities – Phil Cannella News
Phil Cannella shows his dislike of variable annuities Phil Cannella – Phillip Cannella News: Phil Cannella shows his dislike of variable annuities very plainly and he is far from alone in the mindset that these financial vehicles are just wrong for the average retiree. It is quite unfortunate the all annuities are often lumped together as “bad” when there are some annuities – not the variable ones – which can be right for some consumers as Phil Cannella readily points out in his educational programs. Phil Cannella Read More +
Phillip Cannella Media: Phil Cannella Looks for a Solution to the Cost of Long Term Care
Phil Cannella – Phillip Cannella Media: Phil Cannella has been in the business of long term care for seniors for almost 40 years now. The factors that led him to this line of work were very personal indeed and stemmed from a situation that had affected his family in the early years of his life. Phil Cannella was not born to riches but rather had to struggle for survival. It was his grandfather who was hit just months after retiring with the need for nursing home care. Read More +
Phillip Cannella News: Phil Cannella Speaks of an Imminent Crash
Phil Cannella – Phillip Cannella News: Phil Cannella, like other renowned economists, is predicting another market crash in the not too distant future. In these words, Phil Cannella says, “Historically, the markets in this country haven’t increased for more than five years consecutively. The exception came in the 1990s, a decade that enjoyed nine years of off the chart climbs. Billions of dollars were poured into the technology sector and anything dot-com, much to the delight of countless visionaries and their shareholders. Prosperity, however, has the Read More +
Phillip Cannella Blog: Phil Cannella Compares CDs to Annuities
Phil Cannella – Phillip Cannella Blog: Phil Cannella, in the course of his research, recognized that a CD offers safety. It certainly does and is even insured up to $250,000 by the FDIC. However, there is more here than meets the eye and Phil Cannella is quick to educate the consumer on some key differences. For example, as Phil Cannella explains, with a fixed annuity, every year, you can access 10% of the accumulated balance – in other words, the principal plus the gains or the Read More +
Phillip Cannella Media: Phil Cannella Says Strengthen the Position of Your “Harvest”
Phil Cannella – Phillip Cannella Media: Phil Cannella explains in his book, Crash Proof Retirement, The Planning Isn’t Over, that the harvest part of your life is that portion of your life when you can and should be enjoying the fruits of your many years of labor in the work-force. The “harvest” is your takings after plowing the lands working for years to save up for retirement and head into your Golden Years. To that end, Phil Cannella says, “Take action to strengthen the position of your Read More +
Phillip Cannella News: Phil Cannella Begs You To get Your Accounts Out of Risk
Phil Cannella – Phillip Cannella News: Phil Cannella Phil Cannella is very strong-minded when he urges those in or approaching retirement on getting their accounts out of risk. As Phil Cannella puts it himself: “So, what does it mean when I tell you to take your accounts out of risk? It means putting your nest egg in a position where if you need income in the future, it will be tax-favored. It means placing your investments in a position where their value won’t decrease or your Read More +